10 Safest Countries to Retire for Less Than $2,000 a Month

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Travel & Tourism
Explore the top 10 safest countries to retire in 2024 on a budget of less than $2,000 a month. From the serene landscapes of New Zealand to the cultural richness of Spain, find out where you can enjoy a secure and fulfilling retirement.

Retirement should be a time of relaxation, exploration, and enjoyment. For many retirees, this also means finding a safe, affordable place where they can stretch their retirement savings. If you're dreaming of retiring abroad in 2024 on a budget of less than $2,000 a month, you're in luck. This blog post will guide you through the ten safest countries where you can enjoy a comfortable and secure retirement without breaking the bank.


As the global landscape changes, so do the opportunities for affordable retirement abroad. Safety, cost of living, healthcare quality, and cultural enrichment are key factors to consider. We've compiled a list of countries that not only promise a lower cost of living but also provide a secure environment for retirees.

1. Portugal

  • Safety: Portugal ranks high on the Global Peace Index, making it one of the safest countries in Europe.
  • Cost of Living: With a monthly budget of around $1,500-$1,800, retirees can enjoy a comfortable lifestyle in cities like Coimbra or Tomar.
  • Highlights: Excellent healthcare, rich history, and stunning coastal views.

2. Panama

  • Safety: Known for its stable government and low crime rate, especially in expat areas.
  • Cost of Living: Retirees can live well on $1,200-$1,600 a month in areas outside of Panama City.
  • Highlights: Pensionado visa program offers substantial discounts to retirees.

3. Malaysia

  • Safety: Malaysia is generally safe with low violent crime rates.
  • Cost of Living: A budget of $1,000-$1,500 a month allows for a comfortable lifestyle, especially in places like Penang.
  • Highlights: Affordable healthcare, vibrant culture, and tropical climate.

4. Costa Rica

  • Safety: With its friendly locals and emphasis on peace (no standing army), Costa Rica is very safe.
  • Cost of Living: You can live nicely on $1,500-$1,800 per month in many parts of the country.
  • Highlights: Lush landscapes, biodiversity, and a focus on environmental preservation.

5. Slovenia

  • Safety: One of the safest countries in Europe with low crime rates.
  • Cost of Living: Around $1,500 a month is sufficient for living expenses in smaller cities.
  • Highlights: Excellent healthcare, beautiful lakes, and alpine scenery.

6. Uruguay

  • Safety: Uruguay is politically stable and has very low crime rates.
  • Cost of Living: On a budget of about $1,500-$2,000, you can enjoy a good standard of living.
  • Highlights: Welcoming to expats, beautiful beaches, and a relaxed lifestyle.

7. Spain

  • Safety: Spain is secure and welcoming, with a low crime rate.
  • Cost of Living: A monthly budget of $1,800-$2,000 can provide a comfortable life in many regions.
  • Highlights: Rich cultural heritage, excellent food, and mild climate.

8. New Zealand

  • Safety: Very high safety ratings, known for its overall peacefulness.
  • Cost of Living: Slightly higher, but still manageable on a $2,000 budget in smaller towns.
  • Highlights: Stunning landscapes, adventure sports, and high-quality life.

9. Austria

  • Safety: Among the top safest countries globally.
  • Cost of Living: Vienna might be expensive, but smaller cities offer a good life on $1,800-$2,000.
  • Highlights: Rich cultural experiences, beautiful architecture, and great public transport.

10. Czech Republic

  • Safety: High safety standards and low crime rates.
  • Cost of Living: Live comfortably in smaller cities on a budget of $1,400-$1,800.
  • Highlights: Rich history, beautiful old towns, and excellent beer.


Retiring abroad on a budget doesn't mean compromising on safety or quality of life. Each of these countries offers a unique blend of cultural experiences, modern conveniences, and tranquil environments, all while allowing you to maintain a budget-friendly lifestyle. Remember, it's important to visit and perhaps spend some time in these countries before making your decision to ensure that the culture, climate, and community fit your retirement dreams.

Before packing your bags, make sure to consult with financial advisors and legal experts to plan your move carefully, ensuring a smooth transition to your dream retirement destination. Happy retiring!

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